Incline in uninsured motorist due to recession.

Across the United States, according to research done by the Insurance Research Council, there long standing correlation between unemployment rates and uninsured motorists.

Previously in years 2008 and 2009 we had seen a decline in uninsured motorist. Now, one in seven drivers are estimated to be completley uninsured. 13.7% was the lowest percentage seen in recent years but now about 19% are likely to be on the streets. Unfortunatley ,this causes the drivers with proper insurance to bear the burden of medical bills caused by drivers who have chosen to neglect the importance of this mandatory coverage.

The study, Uninsured Motorists,2011 Edition released a list of the best and worst cities pertaining to automobile insurance.

5 States with Highest Uninsured Rates

1. Mississippi 28%
2. New Mexico 26%
3. Tennessee 24%
4. Oklahoma 24%
5. Florida 24%

5 States with Lowerst Uninsures Rates

1. Massachusetts 4%
2. Maine 4%
3. New York 5%
4. Pennsylvania 7%
5. Vermont 7%

Although Texas is not on this list, drivers still have plenty to worry about. Coming in at about 15% of uninsured drivers, Texans would still find it a good idea to insure themselves. Contact an insurance agent to tailor a policy to your exact needs to be most cost effective.